News

12
Dec

You Think You Won’t Qualify for Life Insurance, but You’re Wrong

You Think You Won’t Qualify for Life Insurance, but You’re Wrong Think you can’t qualify for life insurance? Think again. You want to protect your loved ones for the future once you’re no longer around to provide for them. We all do. Life insurance gives you that peace of mind that your family will be taken care of after you’re

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9
Dec

Review: Even a $1 million retirement nest egg isn’t enough anymore

Review: Even a million retirement nest egg isn’t enough anymore   I’ve always been annoyed by the ‘retirement number:’ the idea that there’s some magic number that each individual needs to save up to have a good retirement. Retirement planning doesn’t work like that. You shouldn’t be aiming at some artificial target, you should be focused on meeting your long-term

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8
Dec

New Year’s Resolution for 2018: Become a Master of Retirement

New Year’s Resolution for 2018: Become a Master of Retirement With the new year around the corner, have you started making a list of 2018 resolutions? No matter your answer, the IALC suggests adding one to your list: become a “Master of Retirement.” The retirement crisis has become a staple in our country’s rhetoric, with one in five Americans admitting

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1
Dec

Give yourself the gift of peace of mind with Life Insurance

Give yourself the gift of peace of mind with Life Insurance One of the biggest stressors of the holiday season can be money or more specifically, not having enough to purchase the presents we think we should. In the U.S., we live in a country that is obsessed with stuff — both giving and receiving it. While there is nothing

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1
Dec

Review: Opinion: Today’s big drop in the Nasdaq 100 will happen repeatedly in 2018

Review: Opinion: Today’s big drop in the Nasdaq 100 will happen repeatedly in 2018 As my readers know, I’m skeptical of all market predictions since none of us are psychic, but for once, I actually agree with an article making a big prediction about what the markets will do in the short-term future…But – and you knew there was a

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24
Nov

Review: You’re probably not saving enough for retirement — and that’s OK

Review: You’re probably not saving enough for retirement — and that’s OK Whenever people talk about how much you should save for retirement, there’s a pretty good chance that they’ll start talking about your retirement “number,” or how much you are supposed to have saved up by certain dates. This has always struck me as silly. There are so many

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21
Nov

Financial Certainty in Retirement is Possible. Executive Director Jim Poolman Shares Simple Steps to Take in Forbes Article.

Financial Certainty in Retirement is Possible. Executive Director Jim Poolman Shares Simple Steps to Take in Forbes Article. Not sure financial certainty in retirement is possible? You’re not alone in these feelings. In a new article published by Forbes, the IALC’s Executive Director, Jim Poolman, writes how removing some uncertainty surrounding retirement is indeed an obtainable goal all Americans can

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15
Nov

IALC Q4 2017 Newsletter

IALC Q4 2017 Newsletter Will Your Retirement Savings Last As Long As You Live? More than 70 percent of Americans are concerned they may outlive their retirement savings. Many do not have money to last the long haul. Even more startling is the fact one in five Americans have absolutely nothing saved for retirement at all. Starting to save now

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15
Nov

Harvesting Gains and Losses (No Prior Farming Experience Needed)

Harvesting Gains and Losses (No Prior Farming Experience Needed) You may have zero interest in agriculture, but trust me when I say that anyone with a taxable investment account should be thinking about harvesting – gain/loss harvesting, that is. You can safely ignore gains/losses in tax-qualified retirement accounts – like your IRA and 401k. Those accounts are only taxed based

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15
Nov

Here’s Why Millennials Aren’t Buying Life Insurance (and why they are wrong!)

Here’s Why Millennials Aren’t Buying Life Insurance (and why they are wrong!) Only 52% of Millennials have life insurance, but a whole lot more than that have loved ones—spouse, partner, kids, aging parents—that need financial protection if something were to happen to them. Here’s what the 2017 Insurance Barometer Study by Life Happens and LIMRA found: Source: Life Happens Here’s

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